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BookSafe reimburses up to $20,000 in medical expenses for an illness or injury that occurs during your trip. Benefits are provided for up to one year from the date of your illness, injury and are secondary to any primary and/or supplemental medical insurance you may have. I'm confused about the difference between trip delay and trip cancellation...
When Can I Buy BookSafe?
Just think if anyone has a major medical issue in the US and are there for over a month needing highly specialized care before they can be safe to transfer back to Canada by private medical flight… what would the cost be? Because the US has some of the highest healthcare costs in the world anyone who travels there really needs more coverage than traveling pretty much anywhere else. When comparing policies, choose a policy that includes all of the benefits, protections and coverage limits that are important to you. While you may be tempted to choose the lowest-priced option, that policy may not have the coverage you need. Cruise travel insurance is add-on insurance coverage that — just like travel insurance — will reimburse you for delays, interruptions, medical situations or other problems during the cruise. Please note the plan provides other reasons for cancellation/interruption coverage, so please review the BookSafe Travel Protection Plan for details.
Who Pays For The Emergency Medical Transportation?
Doesn't look like it covers trip cancellation at all. This will give potential cruises a better understanding of the true cost of their cruise upfront, helping them make informed decisions when comparing vacation options. Before getting your hopes up, you'll be able to understand whether or not the deal is actually too good to be true or not. Additionally, the email clarified that the change won't impact the commission paid to travel agents.
Essentials travel protection
It does offer some decent protection for basics, like medical and evacuation. We have also enhanced our onboard medical capabilities with additional staffing and enhanced facilities. This includes an increase in intensive care unit capacity, new and upgraded equipment, onshore medical institution partnerships, telemedicine capabilities and additional robust consultation and treatment options.
She wanted to pursue a career that highlighted her passion for travel and strengths as a writer. Using the same example as above, if the advertised rate is $849, with $50 being attributed to the Government Taxes & Fees, then the cancellation fee will be based on $799. In the event of any cancelations, refunds will be provided for the Government Taxes & Fees. I'm sure we'll regret it one of these days but we'll deal with that when it happens, lol. Not knocking others who buy the insurance, everybody's situation is different.
BookSafe Travel Protection - Platinum Plan
I’ve never had to use it so I’m not sure what it’s like to use it. I believe it’s only available after you make final payment and is not a cancel for any reason or even cancel for a valid reason insurance. It just covers you for trip delay and injuries on the cruise. I’ve gotten it for as little as $25/pp on some 5 day cruises.
NCL Travel Protection?
The plan also covers additional out-of-pocket expenses for meals and accommodation, as well as for travel expenses to catch up to the vacation due to covered travel delays. Port fees are charged by each port of call to allow the ship to dock. In turn, the cruise line passes the fees on to passengers. It doesn't matter if you're staying in a lavish two-bedroom suite or a standard inside cabin, everyone onboard will pay the same amount. Additionally, unlike gratuities, port fees are part of your total cruise fare and must be paid in full by the time of final payment. Now that we are retired, we cruise a lot more so the costs add up fast.
"In all Travel Advisor disclosures," the email states, "we will provide a full breakout of the pricing to document the portion that is commissionable." The change is simply meant to enhance transparency. It neither impacts the total price of the cruise nor the portion of the fare that's commissionable to travel agents. For an easy-to-use online tool for locating COVID-19 testing providers around the world, please visit Guests who have symptoms of COVID-19 while onboard should immediately contact the onboard medical center for further instruction. Onboard medical consultations and treatments are provided at a charge for all respiratory illnesses.
What are port fees?
I usually look for $50k or more of medical coverage. Many of those cover pre-existing conditions and waiver the lookback period if the policy is bought within a certain amount of time after first payment. So to answer your question about cancellation insurance, my risk for needing cancellation reimbursement isn't high so I'm perfectly willing to take it and only pay to insure against unexpected additional costs.
For my trip coming up in January the chance of bad weather causing problems is real. If the cruise was in better weather I probably wouldnt think about it so much. Sicknes could rerail pans also but where I live, I think the risk of having to cancel due to weather is higher than due to sickness. If you’re not covered by your credit card, cruise travel insurance can be worth the added cost. It will give you peace of mind before setting sail, when signing up for that adventurous land excursion and when clicking "Book" for an expensive vacation in the COVID travel landscape.
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A friend of mine has one and cruises, I will ask her about what hers provides. My risk for cancellation isnt high either as I'm only one person and dont pick expensive cruises. Makes me wonder why I am worrying about trip cancellation. Maybe putting away the cost of a trip cancellation policy in a separate account to be used if necessary might be an option.
Though you might not want to shell out additional money to cover events that may never happen, insurance helps give you peace of mind if things don't go as planned, including unforeseen medical emergencies, travel delays, etc. Since insurance is optional, it's never included in the advertised price. We just received this email and had the same question.
If I don't have a clean lookback, then I have a decision to make. Bad tests that may necessitate further procedures conflicting with my cruise? Random medical noise that is highly unlikely to interfere with my cruise? The average price of each company’s most basic coverage plan was $124. These policies didn't include optional add-ons, such as Cancel for Any Reason coverage or coverage for pre-existing medical conditions.
How long after booking a cruise can you purchase insurance from a third party? I am still 7 months from the cruise but bought the cruise in June of this year. If you want trip insurance (I never use it but never mind), third-party providers will be cheaper. Received the below email from NCL this morning concerning insurance. Has anyone used this coverage for past cruises, your opinion is valuable.
Should you need to locate a testing provider prior to beginning travel or while traveling prior to your cruise, please visit TestForTravel.com, an easy-to-use online tool for locating COVID-19 testing providers around the world. Simply enter your zip code, or city and country, and the website will display locations, contact information, and testing hours. It also allows you to search by test type – PCR or Antigen.
One of our BIL/SIL+1 sailing later this month to Bermuda, as usual - they prefer to have inexpensive & basic, minimal travel coverage - against unexpected medical, not trip interruption. Thus, the cheapest ETPP of $25 p/p ($75 for 3) sold by NCL is a good match for them. Insure My Trip has better coverage and prices, lowest offered are $165, $174 and $204. They have medical insurance & protection from the credit card used; and, I am sure when it comes to filing any claims (knock on woods) - insurers will be passing the hot potatoe among each other. And, they will likely be paying upfront & still out for some out-of-pocket deductibles, etc. $25 p/p instead of fully "self-insured" - it's a trade-off decision, for a little peace of mind.
